A Democrat Senator wants to take your money at gunpoint and use it to help particular people buy houses solely based on their demographic classification

And she's doing pretty well in her run for the Democrat nomination for president, too. Let that sink in.

Here's her scheme:

Sen. Kamala Harris, D-Calif., announced Saturday that she would invest $100 billion of federal money into housing assistance for black families as part of an effort to close the racial wealth gap in the United States if elected president.

"After generations of discrimination, it’s time to give Black families a real shot at homeownership," Harris tweeted on Saturday.

While appearing at Essence's Global Black Economic Forum, she emphasized the role of homeownership in driving the growth of wealth in the U.S. According to Harris' campaign, she would help 4 million homebuyers through down payment and closing-cost assistance -- granting up to $25,000 from the Department of Housing and Urban Development.

"If we eliminate racial wealth disparities in homeownership rates, median Black wealth would grow $32,113 per household, and the wealth gap between Black and white households would shrink 31 percent," her campaign said.

The program would target residents in red-lined communities -- areas the Home Owners' Loan Corporation has dissuaded lenders from investing in --  which her campaign identified as a culprit behind wealth disparities.

Not only is it the must vulgar kind of race-card politicking, it's also based on that macro view of wealth that is at the core of the collectivist worldview. "Wealth disparities" exist because individual human beings make particular life choices that result in particular dollar figures for their incomes and assets. There is no amorphous force out there putting people of one demographic classification or another in particular income brackets.

And as far as home-buying goes, a lender just wants to know that a borrower is good for the money. End of story.